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Real Estate LoansForty Acres and a…
For a little cabin on a hill or a mansion by the lake, a real estate loan from Bay Bank may be the way to go. Find out soon. |
We can make it easy for you to finance most any expense to help you reach your dreams and goals. We can fix rates and terms or we can "custom fit" a flexible rate and term to match most any need or budget. We want to say Yes!
Home Purchase Loans 
| Long Term Mortgage | Short Term Mortgage |
| Offering a wide variety of loan products including conventional, FHA and VA loans our Mortgage Loan Officers are ready to personalize a plan that is just right for you. From full-doc to low-doc and no-doc, even those with lower credit scores, we have a loan product for you. Whether you are thinking about an interest-only, fixed-rate, adjustable-rate or reverse mortgage, call us today. | We offer short term home purchase loans, usually with a 10 year or less amortization, balloon loans; depending on collateral and circumstances. Call your Local Bay Bank Loan Officer for a quick decision. |
Home Re-Finance Loans
| Long Term Mortgage | Short Term Mortgage |
| Offering a wide variety of loan products including conventional, FHA and VA loans our Mortgage Loan Officers are ready to personalize a plan that is just right for you. From full-doc to low-doc and no-doc, even those with lower credit scores, we have a loan product for you. We even offer second mortgages with terms as long as 30 years. Whether you are thinking about an interest-only, fixed-rate, adjustable-rate or reverse mortgage, call us today. | Let us Re-Finance your home or investment property with a 10 year or less amortization, balloon loan; depending on collateral and circumstances. Call Bay Bank for a quick turn around time and ask to speak with one of your local Loan Officers for a quick decision. |
Lot Loans
| Purchase | Refinance |
| We offer competitive lot loan financing with quick local decisions. Call a Bay Bank Loan Officer for rates and terms. We want to say Yes! | We offer loans to refinance a lot that you already own. Call a Local Bay Bank Officer for rates and terms and a quick local decision. Why bother with all the red tape! |
Construction Loans
| With Permanent Financing | Without Permanent Financing |
| For seamless integration of construction and permanent loans our mortgage department offers a simplified application process. Once your permanent mortgage is approved it is automatically forwarded to your construction loan officer for approval. | We offer quick and competitive Construction Loans without all the red tape. If you have a permanent take out, we can process your construction loan with a snap. Call one of our Bay Bank Loan officers for rates and terms. |
Home Equity Lines of Credit
We offer Home Equity Lines of Credit. If you need a loan call one of our Bay Bank Loan Officers to get rates and terms.
