Bay Money Market

Who doesn't love the color green?

Guarantee yourself more of it with a Bay Bank Money Market account. Call or click now for more information.

This interest bearing, limited transaction account is designed for any individual desiring competitive earnings while having access to their funds.

	Minimum Balance to open $1500.00
	Compounding and Crediting Account Frequency – Interest will be compounded and credited monthly.
	Minimum Balance to Avoid Imposition of Fees If your balance falls below $1,500.00 on any day in the month, your account will be subject to a $15.00 Maintenance Fee for that month. An excess withdrawal fee of $15.00 per transaction will be imposed on all transfers/withdrawals over the stated transaction limitations.
	Transaction Limitations – You may make six (6) transfers from your account each month of which only three (3) may be 3rd party drafts or checks
	Balance Tiers & Deposit Rates- Interest Rates are tied to the account balance Daily Bal. Less than $ 2500 – None Daily Bal $ 2500 to $ 9,999 – MMA Rate Daily Bal. $10,000 to $14,999 – Bonus MMA Rate Daily Bal $15,000 to $ 49,999 – Prime MMA Rate Daily Bal $ 50,000 to $ 99,999 – Premium MMA Rate Daily Bal $100,000 or greater – Platinum MMA Rate Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. At our discretion, the interest rate and annual percentage yield may change. Interest will begin to accrue no later than the business day we receive credit for the deposit of non-cash items (for example checks) into your account.